Four starting points. One destination platform.
Whether you are selling your first policy or moving a book of several hundred plans, the foundation is already integrated and running. Only the starting point changes.
The same needs, met very differently.
Time to first product
18 to 24 months of assembly first
A demonstration within weeks; production within three to six months
Business processes
Dictated by what the PAS can do
Orchestrated in Spindle BPM and changed by the business
Channels and partners
Bolt-on portals and point-to-point links
API-first; channels replaceable every three to five years
Product change
Code, regression testing and release management
Configuration: versioned, effective-dated and inherited
Upgrades
A disruptive programme every two to three years
Continuous, managed by Spindle
Skills
Multiple vendors and scarce skills
One platform, one team, one operating model
Start an insurer without trading off any capability on day one, and without technical debt.
Selling a first policy also needs portals, workflow, customer management, integration, documents and reporting. A PAS on its own commits the business to a modernisation event within a few years.
On Spindle the complete platform is already integrated and run for you, with pre-built products, processes and journeys to start from and a small internal IT footprint.
From first conversation to first policy
Add lines, countries and partners. Not systems.
Traditionally, a new product becomes a cloned product, a new partner another integration, a new country another PAS instance. The estate becomes more expensive to change than the business it serves.
On Spindle every line runs on one core instance, the product model reuses structure instead of cloning, partners connect through governed APIs, and a new country is configuration.
Make modernisation an operational activity.
The foundation is ready on day one, so effort goes into products, processes and migration. Legacy cores keep running while books move wave by wave, and your customer, payments, ledger and identity systems are reused.
Digitise around the core you already have.
Spindle BPM, Spindle Integration and digital engagement over your existing PAS. Modernise how the business works, serves customers and connects partners, without replacing the system of record first.
See it working on your products.
A working demonstration within weeks; a defined first product in production within three to six months.