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Modernisation

Seven reasons Spindle is built for core modernisation.

Why a legacy estate moves onto Spindle safely, and stays modern afterwards.

Seven reasons

1

A mature core, modernised

Over twenty years of product heritage on a headless, API-first, containerised backbone.

2

The core flexes to you

Your products and rules configured one to one, not forced into predefined buckets.

3

Rationalise the model, not the products

Core products hold the rules once; plans hold only what differs.

4

Start from a finished platform

Integration, BPM, CRM, content, reporting and security already running.

5

Co-existence designed in

Migrate in waves, never a big bang. One administering system per policy.

6

Governed data engineering

A migration engine that reconciles positions, and becomes the archive.

7

Economics follow the migration

The subscription builds as books land; legacy cost falls as cores retire.

The approach

Modernise in controlled steps, not a single high-risk cutover.

Most modernisations fail because the new system forces the business to fit a rigid core. Spindle reverses that: the core flexes to your products, the platform arrives finished, and books move one wave at a time.

  • Every wave rehearsed, reconciled and accepted before cutover
  • Each cutover small and reversible
  • Value released wave by wave, not at the end
100%0% Programme timeline Books on the new platform Big bang: nothing moves until one high-risk cutover ✓ ✓ ✓ ✓ Wave 1Wave 2Wave 3Wave 4
Co-existence

Migrate in waves, co-existing and de-risking every step.

Channels and processes consume canonical APIs that don't change for the life of the programme. Beneath them, products are re-pointed from legacy to Spindle PAS wave by wave, and each legacy core retires when its last book has moved.

The core flexes to you

Every plan you sold is a promise. Spindle keeps them all, more efficiently.

On older systems product rules were embedded in each plan, so every rate change, benefit option or regulatory update had to be repeated across hundreds of near-identical products. Spindle analyses your plans, designs a product model that supports all of them, and parameterises what makes each one different.

Today: every plan carries every rule

→

Spindle: one core product, parameterised plans

Core product: rules held once
↓ inherits and specialises
Plan APlan BPlan CPlan DPlan E…every plan in force

All existing plans accommodated one to one. No forced product rationalisation.

How products are built

Rationalise the product model, not the products.

Core products hold the rules once and plans hold only what differs. Inheritance, effective dating and versioning let every in-force plan be accommodated one to one and run correctly to run-off, while downstream ledger mapping, letters and reporting stay undisturbed.

PLANS · ONLY WHAT DIFFERS
Plan A
Plan B
Plan C
Plan D
Criteria and timeline
PRODUCT PARAMETERS
Distribution model
Eligibility
Benefits and riders
Rating and pricing
CORE PRODUCTS
Life and health
Credit and embedded
Funeral
Risk definition and insurable interest
Policy lifecycle
Criteria and timeline
PRODUCT PARAMETERS
Underwriting
Claim and payout rules
Regulatory wrapper
Licence
PRODUCT MANAGEMENT FRAMEWORK

Parameterised components are managed in one place and can be changed once for every plan, or overridden for one. Product rationalisation becomes a business choice you make, not a technical prerequisite.

The migration approach

A proven approach, tailored to every estate.

Every migration is different because source systems, target design and requirements are always different. The approach follows a defined set of activities, arranged to fit each programme's business, systems and technical needs.

1Define scope

Agree the target architecture, data boundaries and governance for the migration.

2Ideate approach

Shape the quality, testing and cutover approach for this particular estate.

3Perform data analysis

Understand the source data and map it to the target product model.

4Build and deploy tools

Stand up the migration engine early, so cleansing can start long before cutover.

5Define cutover

Plan phased, reversible cutovers with rollback and change readiness.

6Reconcile and audit

Prove every position, with audit and business sign-off before acceptance.

The migration engine

Positions reconciled to the cent, not record counts.

Provisioned early in the programme so cleansing can start before cutover, and proven through repeated trial loads that build volume with every iteration. The engine gives full control where support from the source is limited, and becomes the archive that lets old platforms switch off.

Source systems

Policies, transactions and documents

➜
DATA MIGRATION ENGINE
Source
MasterReferenceTransactional
IndexValidate
Transform
MasterReferenceTransactionalTransformation rulesValidation rules
CleanseEnrichTransformValidate
Supply
MasterReferenceTransactionalSupply rules
Supply controlReconciliation
➜
Target systems

Spindle PAS and connected systems

Content follows a similar path: documents stay at source while metadata is worked through, then move in bulk or as a trickle feed once the target is confirmed.

Every wave, the same discipline

Customers see no change. Downstream systems see no change.

RehearseReconcileAcceptCut overRetire legacy

See it working on your products.

A working demonstration within weeks; a defined first product in production within three to six months.

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